Free Clinics in Saginaw, Michigan

Community health clinics may offer free or low-cost medical care in Saginaw, Michigan to people with low incomes, including people without insurance.

We found 17 clinics in or near Saginaw, Michigan. Call before you go to confirm hours, costs and whether they can see you.

Jump to: STD testing (3) Dental (5) Pregnancy and women's health (4) Urgent care and walk-in (3) Mental health and substance use (1) General health (1)

Free STD Testing & Treatment Clinics

We have located 3 low cost or free STD Testing & Treatment clinics in or around Saginaw, Michigan which may offer a range of services. You can also check your eligibility.

Bay County Health Department

Phone: 989-895-4009

Address: 1200 Washington AVE, Bay City, MI 48708. Get Directions

Hours: Monday - Friday

Services provided :

  • Women's Health
  • Vision
  • Men's Health
  • Pediatric
  • Counseling/Mental Health
  • Medical
  • Hearing
  • Health Education/Nutrition
  • Family Planning
  • Sexually Transmitted Diseases (STD) Testing
  • HIV/AIDS Testing
  • Lab
  • WIC
  • Pregnancy
  • Adults
  • Immunizations
  • HIV/AIDS/STD Counseling
  • Hepatitis C Testing

Accept patients who are :

  • Uninsured
  • Underinsured
  • Insurance
  • Medicare
  • Medicaid

Tags :

  • Free Health Clinic
  • Bay City Free Clinic
  • Free Eye Clinic
  • Free Pediatric Clinic
  • Free Women's Clinic
  • Free Pregnancy Clinic
  • Free STD Clinic
  • Free Mental Health Clinic

Accept patients from :

  • Bay County

Income Requirements :

  • Call for income guidelines

Clinic Fees :

  • Sliding scale of fees based on income

Hearth Home Prevention & Outreach Center - Health Delivery Inc.

Phone: 989-753-9011

Address: 732 Hoyt St, Saginaw, MI 48601. Get Directions

Hours: Monday - Friday

Services provided :

  • Counseling/Mental Health
  • Health Education/Nutrition
  • Family Planning
  • Sexually Transmitted Diseases (STD) Testing
  • HIV/AIDS Testing
  • Sexually Transmitted Diseases (STD) Treatment
  • HIV/AIDS/STD Counseling
  • Hepatitis C Testing

Accept patients who are :

  • Uninsured
  • Underinsured
  • Insurance
  • Medicare
  • Medicaid

Tags :

  • Free Health Clinic
  • Saginaw Free Clinic
  • Free STD Clinic
  • Free Mental Health Clinic

Accept patients from :

  • Saginaw

Income Requirements :

  • All income levels accepted

Clinic Fees :

  • Sliding scale of fees based on income

Planned Parenthood - Saginaw Health Center

Phone: 989-249-7736

Address: 2650 N McLeod Dr, Saginaw, MI 48604. Get Directions

Hours: Call for hours

Services provided :

  • Women's Health
  • Men's Health
  • Family Planning
  • Sexually Transmitted Diseases (STD) Testing
  • HIV/AIDS Testing
  • Pregnancy
  • Health Education/Nutrition

Accept patients who are :

  • Uninsured
  • underinsured
  • insurance
  • Medicaid

Tags :

  • Free Health Clinic
  • Saginaw Free Clinic
  • Free Women's Clinic
  • Free Pregnancy Clinic
  • Free STD Clinic

Accept patients from :

  • Saginaw Area

Income Requirements :

  • All income levels accepted

Clinic Fees :

  • Sliding scale available

According to the Centers for Disease Control and Prevention (CDC)’s STI surveillance report for 2024, more than 2.2 million cases of chlamydia, gonorrhea and syphilis were reported across the country in 2024 (provisional data), and the overall burden remains 13% higher than a decade ago. In big cities, residents are reporting these sexually transmitted infections at a higher rate than average. Anyone who is sexually active can get an STD(Sexually Transmitted Diseases).

At-home STD testing is an option for people who don’t want to go into an office for an STD screening.

STD testing, diagnosis and treatment, including:

  • Chlamydia
  • Genital warts
  • HIV (testing and diagnosis only)
  • Trichomoniasis (trich)
  • Gonorrhea
  • Herpes
  • Syphilis

STD prevention, including:

  • Condoms
  • HPV vaccine (Gardasil)
  • HPV and hepatitis vaccines education

Free Dental Clinics

We have located 5 affordable or free dental clinics in or around Saginaw, Michigan which may offer a range of services. You can also check your eligibility.

Bridgeport Community Health and Dental Center

Phone: 989-759-6460

Address: 6297 Dixie Hwy, Bridgeport, MI 48722. Get Directions

Hours: Monday - Friday

Services provided :

  • Pharmacy
  • Pediatric
  • Medical
  • Family Planning
  • Urgent Care
  • Dental
  • Lab
  • Adults
  • Immunizations
  • Transportation

Accept patients who are :

  • Uninsured
  • Underinsured
  • Insurance
  • Medicare
  • Medicaid

Tags :

  • Free Health Clinic
  • Bridgeport Free Clinic
  • Free Dental Clinic
  • Free ENT Clinic
  • Free Pediatric Clinic
  • Free Walk-in Clinic
  • Free Urgent Care Clinic
  • Free Prescription
  • Prescription Coupon

Accept patients from :

  • Bridgeport Area

Income Requirements :

  • All income levels accepted

Clinic Fees :

  • Sliding scale available

Arthur Hill High School School-Based Health Center

Phone: 989-399-5940

Address: 3115 Mackinaw Rd, Saginaw, MI 48602. Get Directions

Hours: Monday - Friday

Services provided :

  • Primary Care
  • Pediatric
  • Counseling/Mental Health
  • Medical
  • Health Education/Nutrition
  • Urgent Care
  • Dental
  • Lab
  • Immunizations

Accept patients who are :

  • Uninsured
  • Underinsured
  • Insurance
  • Medicare
  • Medicaid

Tags :

  • Free Health Clinic
  • Saginaw Free Clinic
  • Free Dental Clinic
  • Free ENT Clinic
  • Free Pediatric Clinic
  • Free Walk-in Clinic
  • Free Urgent Care Clinic
  • Free Mental Health Clinic

Accept patients from :

  • Saginaw area, for ages 10-21 only

Income Requirements :

  • All income levels accepted

Clinic Fees :

  • Sliding scale of fees based on income

Saginaw High School School-Based Health Center

Phone: 989-399-6120

Address: 3100 Webber St, Saginaw, MI 48601. Get Directions

Hours: Monday - Friday

Services provided :

  • Primary Care
  • Pediatric
  • Counseling/Mental Health
  • Medical
  • Health Education/Nutrition
  • Dental
  • Lab
  • Immunizations

Accept patients who are :

  • Uninsured
  • Underinsured
  • Insurance
  • Medicare
  • Medicaid

Tags :

  • Free Health Clinic
  • Saginaw Free Clinic
  • Free Dental Clinic
  • Free Pediatric Clinic
  • Free Mental Health Clinic

Accept patients from :

  • Saginaw area, only for ages 10-21 only

Income Requirements :

  • All income levels accepted

Clinic Fees :

  • Sliding scale of fees based on income

Wadsworth Dental Center - Health Delivery Inc.

Phone: 989-754-7771

Address: 2308 Wadsworth Ave, Saginaw, MI 48601. Get Directions

Hours: Monday-Friday 8:00AM-5:00PM

Services provided :

  • Dental Services

Accept patients who are :

  • Uninsured
  • Underinsured
  • Insurance
  • Medicare
  • Medicaid

Tags :

  • Free Health Clinic
  • Saginaw Free Clinic
  • Free Dental Clinic

Accept patients from :

  • Saginaw Area

Income Requirements :

  • All income levels accepted

Clinic Fees :

  • Sliding scale available

Delta College Dental Clinic

Phone: 989-686-9469

Address: 1961 Delta Rd, University Center, MI 48710. Get Directions

Hours: By appointment only

Services provided :

  • Dental
  • X-Ray

Accept patients who are :

  • No insurance accepted

Tags :

  • Free Health Clinic
  • University Center Free Clinic
  • Free Dental Clinic

Accept patients from :

  • University Center

Income Requirements :

  • Call for income guidelines

Clinic Fees :

  • Low cost

A free dental clinic offers dental care for free or at a low cost to people with low incomes, including adults without insurance. Costs and eligibility vary by clinic.

On average, Americans pay about $360 a year, or between $15 and $50 a month, for dental insurance. Most plans come with a maximum annual benefit or coverage limit.

Services offered by free dental clinics can include:
  • Dental Exams
  • Teeth Cleaning
  • Dental Work
  • Emergency Dental Care at some clinics
  • Gum Surgery
  • Cavity Treatments
  • Braces
  • Bridges and Implants
  • Crowns and Caps
  • Tooth extraction
  • Dentures
  • Fillings and Repairs

There are a variety of resources for dental care, including local health departments, medical insurance programs, dental schools, clinical trials and state and local resources.

  • HRSA health centers: Dental care based on what you can afford
  • Dental schools: Reduced-cost care from supervised students
  • Medicare: Limited coverage; some Advantage plans add dental benefits
  • Medicaid: Dental benefits for children; adult benefits vary by state
  • Children's Health Insurance Program (CHIP): Dental coverage for children

Free Pregnancy Clinics

We have located 5 low cost or free pregnancy clinics in or around Saginaw, Michigan which may offer a range of services. You can also check your eligibility.

Bayside Health Center - Health Delivery Inc.

Phone: 989-671-2000

Address: 3884 Monitor Rd, Bay City, MI 48706. Get Directions

Hours: Monday - Friday

Services provided :

  • Primary Care
  • Pharmacy
  • Pediatric
  • OB/GYN
  • Counseling/Mental Health
  • Medical
  • Family Planning
  • Dental
  • Lab
  • WIC
  • Pregnancy
  • Adults
  • Immunizations

Accept patients who are :

  • Uninsured
  • Underinsured
  • Insurance
  • Medicare
  • Medicaid

Tags :

  • Free Health Clinic
  • Bay City Free Clinic
  • Free Dental Clinic
  • Free Pediatric Clinic
  • Free Women's Clinic
  • Free Pregnancy Clinic
  • Free Mental Health Clinic
  • Free Prescription
  • Prescription Coupon

Accept patients from :

  • Bay City Area

Income Requirements :

  • All income levels accepted

Clinic Fees :

  • Sliding scale. No one turned away due to inability to pay

OB/GYN & Midwifery Services - Health Delivery Inc.

Phone: 989-667-3377

Address: 3175 W Professional Dr, Bay City, MI 48706. Get Directions

Hours: Monday-Friday 8:00AM-5:00PM

Services provided :

  • Women's Health
  • OB/GYN
  • Family Planning
  • Pregnancy

Accept patients who are :

  • Uninsured
  • Underinsured
  • Insurance
  • Medicare
  • Medicaid

Tags :

  • Free Health Clinic
  • Bay City Free Clinic
  • Free Women's Clinic
  • Free Pregnancy Clinic

Accept patients from :

  • Bay City

Income Requirements :

  • All income levels accepted

Clinic Fees :

  • Sliding scale of fees based on income

Janes Street Academic Community Health Center - Health Delivery Inc.

Phone: 989-755-0316

Address: 1522 Janes Ave, Saginaw, MI 48601. Get Directions

Hours: Monday - Saturday

Services provided :

  • Women's Health
  • Pharmacy
  • Pediatric
  • OB/GYN
  • Counseling/Mental Health
  • Medical
  • Family Planning
  • Lab
  • WIC
  • Pregnancy
  • Adults
  • Immunizations
  • Transportation
  • Hepatitis C Testing
  • X-Ray
  • Mammograms

Accept patients who are :

  • Uninsured
  • Underinsured
  • Insurance
  • Medicare
  • Medicaid

Tags :

  • Free Health Clinic
  • Saginaw Free Clinic
  • Free Pediatric Clinic
  • Free Women's Clinic
  • Free Pregnancy Clinic
  • Free Mental Health Clinic
  • Free Prescription
  • Prescription Coupon

Accept patients from :

  • Saginaw Area

Income Requirements :

  • All income levels accepted

Clinic Fees :

  • Sliding scale available

Saint Mary's of Michigan Saginaw Hospital

Phone: 989-907-8000

Address: 800 S Washington Avenue, Saginaw, MI 48601. Get Directions

Hours: Call for hours

Services provided :

  • Specialists
  • Medical
  • Pregnancy
  • Lab
  • Lung Cancer Screening
  • Primary Care
  • Physical Therapy
  • X-Ray

Accept patients who are :

  • Uninsured
  • Underinsured
  • Insurance
  • Medicare
  • Medicaid

Tags :

  • Free Health Clinic
  • Saginaw Free Clinic
  • Free Women's Clinic
  • Free Pregnancy Clinic
  • Free Cancer Clinic

Accept patients from :

  • Saginaw Area

Income Requirements :

  • All income levels accepted

Clinic Fees :

  • Financial assistance available

Average cost of prenatal care without health insurance is about $2,000. Many pregnancy clinics offer free or low-cost urine pregnancy tests.

A clinic in or near Saginaw, Michigan may use an ultrasound to check how many weeks pregnant you are. Abortion laws and availability vary by state, so ask the clinic what it offers.

Services offered by free pregnancy clinics or free women's health clinics can include:
  • Pregnancy Testing
  • Abortion Services
  • Fertility Awareness Education
  • Pregnancy Planning Services
  • Birth Control Pills
  • Ultrasound
  • Walk-in Pregnancy Clinics
  • Prenatal Care Referrals
  • Emergency Contraception

Planned Parenthood

Planned Parenthood health centers offer reproductive health care. Services vary by location.

Planned Parenthood affiliates run hundreds of health centers across the country.

Planned Parenthood Services:

  • Pregnancy Testing
  • Abortion Services
  • Birth Control Pills
  • STD Testing, Treatment & Vaccines

Free Urgent Care Clinics

We have located 3 low cost or free urgent care clinics or free walk-in clinics in or around Saginaw, Michigan which may offer a range of services. You can also check your eligibility.

Helen M. Nickless Volunteer Clinic - McLaren Bay Region

Phone: 989-895-4830

Address: 1460 W Center RD, Essexville, MI 48732. Get Directions

Hours: Call for hours

Services provided :

  • Primary Care
  • Pharmacy
  • Lab
  • X-Ray
  • Immunizations
  • Medical
  • Urgent Care

Accept patients who are :

  • Uninsured Only

Tags :

  • Free Health Clinic
  • Essexville Free Clinic
  • Free ENT Clinic
  • Free Walk-in Clinic
  • Free Urgent Care Clinic
  • Free Prescription
  • Prescription Coupon

Accept patients from :

  • Residents of Bay County, Wednesdays

Income Requirements :

  • At or below 250% federal poverty level

Clinic Fees :

  • No fee

David R. Gamez Community Health Center - Health Delivery Inc.

Phone: 989-753-6000

Address: 501 Lapeer Ave, Saginaw, MI 48607. Get Directions

Hours: Monday - Friday

Services provided :

  • Primary Care
  • Pharmacy
  • Pediatric
  • Family Planning
  • Urgent Care
  • Lab
  • Adults
  • Immunizations

Accept patients who are :

  • Uninsured
  • Underinsured
  • Insurance
  • Medicare
  • Medicaid

Tags :

  • Free Health Clinic
  • Saginaw Free Clinic
  • Free ENT Clinic
  • Free Pediatric Clinic
  • Free Walk-in Clinic
  • Free Urgent Care Clinic
  • Free Prescription
  • Prescription Coupon

Accept patients from :

  • Saginaw Area

Income Requirements :

  • All income levels accepted

Clinic Fees :

  • Sliding scale available

Roosevelt S. Ruffin Community Health Center - Health Delivery Inc.

Phone: 989-755-3619

Address: 229 Gallagher Rd, Saginaw, MI 48601. Get Directions

Hours: Monday - Friday

Services provided :

  • Pharmacy
  • Pediatric
  • Medical
  • Family Planning
  • Urgent Care
  • Lab
  • WIC
  • Adults
  • Immunizations
  • Transportation
  • Primary Care

Accept patients who are :

  • Uninsured
  • Underinsured
  • Insurance
  • Medicare
  • Medicaid

Tags :

  • Free Health Clinic
  • Saginaw Free Clinic
  • Free ENT Clinic
  • Free Pediatric Clinic
  • Free Walk-in Clinic
  • Free Urgent Care Clinic
  • Free Prescription
  • Prescription Coupon

Accept patients from :

  • Saginaw Area

Income Requirements :

  • All income levels accepted

Clinic Fees :

  • Sliding scale available

Urgent care clinics have become important health resources for people across the world, it's estimated that there are at least 15,000 urgent care centers.

Free Urgent Care Clinics may offer walk-in care to people with low incomes who do not have health care coverage. Urgent care centers are same-day clinics that can handle a variety of medical problems that need to be treated right away, but are not considered true emergencies.

The average urgent care visits range from $100 to $200 with insurance. ER visits are more than twice this amount, usually over $500. According to recent data from the U.S. Census Bureau, the national uninsured rate for 2025 was 7.9% of total population.

Services offered by free urgent care clinics can include:

  • Illness Treatment: colds, flu, stomach aches or ear infections etc
  • Minor Injury Care
  • Pediatrics
  • Physicals
  • X-Rays & In-House Lab Testing
  • Occupational Medicine
  • Allergic reactions and asthma
  • Sinus pressure and sinus infections
  • Bronchitis and strep throat
  • Falls, sprains, strains, and broken bones
  • Cuts, burns, bug bites and animal bites
  • Vaccinations

Free Substance Abuse Clinics

Substance abuse programs may provide treatment for alcohol or substance addiction disorders and/or co-occurring mental illnesses.

Services offered by free substance abuse clinics can include:

  • Chemical addiction treatments
  • Twelve-Step facilitation
  • Motivational Interviewing
  • Cognitive and behavioral health approaches
  • Individual therapy
  • Basic Outpatient Substance Abuse Treatment
  • Substance Abuse Intensive Outpatient Program
  • Basic Continuing Care
  • Basic Aftercare
  • Case management

Free Mental Health Clinics

We have located 1 low cost or free mental health clinics in or around Saginaw, Michigan that may offer free or low-cost mental health services, including for people without insurance. You can also check your eligibility.

Bay Arenac Behavioral Health (BABH)

Phone: 800-327-4693

Address: 201 Mulholland, Bay City, MI 48708. Get Directions

Hours: Call for hours

Services provided :

  • Substance Abuse/Addiction
  • Pediatric
  • Counseling/Mental Health
  • Adults

Accept patients who are :

  • Uninsured
  • underinsured
  • insurance
  • Medicaid

Tags :

  • Free Health Clinic
  • Bay City Free Clinic
  • Free Pediatric Clinic
  • Free Mental Health Clinic

Accept patients from :

  • Bay or Arenac counties

Income Requirements :

  • Low Income

Clinic Fees :

  • Sliding scale available

Free community mental health centers may offer care to people with low incomes who do not have health insurance. According to recent data from the U.S. Census Bureau, the national uninsured rate for 2025 was 7.9% of total population.

Services offered by free mental health clinics can include:
  • Assessment and diagnosis for mental illness.
  • Counseling.
  • Walk-in psychiatrist visits at some clinics.
  • Help for depression and anxiety.
  • Online psychiatrist visits at some clinics.

Free Health Clinics

We have located 1 low cost or free health clinics in or around Saginaw, Michigan which may offer a range of services. You can also check your eligibility.

Saginaw Area Foundation for Eye Care

Phone: 800-504-4856

Address: 5161 Cardinal Park Dr, Saginaw, MI 48603. Get Directions

Hours: Monday - Friday

Services provided :

  • Vision

Accept patients who are :

  • Uninsured
  • Underinsured

Tags :

  • Free Health Clinic
  • Saginaw Free Clinic
  • Free Eye Clinic

Accept patients from :

  • Saginaw Area

Income Requirements :

  • Based on Federal Poverty Level - Call for income guidelines

Clinic Fees :

  • Free or low cost

Free clinics may offer care to people with low incomes in Saginaw, Michigan who do not have health care coverage. According to recent data from the U.S. Census Bureau, the national uninsured rate for 2025 was 7.9% of total population.

If you need to see a doctor, you may be able to visit a free community health clinic or pay a small fee. How much you pay depends on the clinic and your income. Community health centers are located in both urban and rural areas.

Services offered by free clinics can include:

  • Primary care services
  • Lab services
  • Prenatal care
  • Baby shots
  • Men's Health
  • Women's Health
  • Radiology services
  • Routine physical examinations
  • Specialty care services
  • Immunizations
  • Blood Pressure Screening
  • Specialists

Some programs help people in financial need pay for copays, insurance, travel & prescription drugs, or you can use a Prescription Coupon.

Programs includes:

  • The Assistance Fund: Copay, Insurance & Financial Assistance.
  • Caring Voice: Disability, Insurance & Travel Assistance.
  • Healthwell Foundation: Medical Financial Assistance.
  • PAN Foundation: Helps with the out-of-pocket costs for their prescribed medications.
  • NORD Rare Care: Help patients obtain life-saving or life-sustaining medication, financial assistance with insurance premiums and co-pays.
  • Rx Hope: Helps obtaining critical medications for low income.
  • Healthcare.gov: Health insurance Marketplace, with savings for many people with low incomes.
  • Kaiser Permanente: Helps low-income, uninsured, or underinsured patients by paying for all or part of their medical care received.
  • American Cancer Society: Help Paying for Prescription Drugs.
Front of the prescription discount card
Back of the prescription discount card

Free Prescription Discount Card

  • No registration required.
  • Savings vary by medication and pharmacy, and are not guaranteed.
  • Compare the card price with your insurance price before you pay.
  • Ask your pharmacy whether it accepts the card.
  • Prescription Coupon

About Free and Low-Cost Clinics

If you can't afford any health insurance and don’t qualify for coverage through Medicaid and the Children’s Health Insurance Program (CHIP), you may be able to get low-cost health care at a nearby community health center.

Many free clinics near Saginaw, Michigan are community-based charitable clinics funded by grants and private donations.

Michigan Federal Poverty Limits

The poverty guidelines are sometimes loosely referred to as the "federal poverty level" (FPL). Many free clinics set income limits, often at or below 200% to 300% of the federal poverty level. Limits vary by clinic, and this table does not determine whether you qualify.

POVERTY LIMIT FOR THE 48 CONTIGUOUS STATES AND THE DISTRICT OF COLUMBIA
Persons in Family Poverty Limit(100%) Poverty Limit(200%)
1 $15,960 $31,920
2 $21,640 $43,280
3 $27,320 $54,640
4 $33,000 $66,000
5 $38,680 $77,360
6 $44,360 $88,720
7 $50,040 $100,080
8 $55,720 $111,440
For families/households with more than 8 persons, add $5,680 for each additional person.